01 — INTENT
Tell your agent what you want.
“Find me the best laptop under €1,500 for AI development.” “Reorder my usual supplies.” “Find the best flight and hotel combination.”
The Agentic Commerce Layer
Let AI shop for you.
WebPay.AI is building intelligent shopping agents that can understand intent, discover products, compare options and execute online purchases — while keeping the human in control of authorization.
WEBPAY
UNDERSTAND
User intent & preferences
DISCOVER
Products & merchants
DECIDE
Compare & optimize
AUTHORIZE
Identity + transaction control
01 / The Shift
Search is becoming action.
The internet was built for people to click through websites. Agentic commerce changes the interface. Instead of searching, filtering, comparing, filling forms and checking out manually, people can express an objective — and an AI agent can perform the work.
02 — INTELLIGENCE
The agent does the research.
WebPay agents can reason across products, prices, specifications, availability, merchants, preferences and constraints before presenting an action.
03 — AUTHORIZATION
You remain the authority.
The final transaction can be gated by explicit user controls and biometric identity authorization — creating a bridge between autonomous software and accountable human intent.
02 / Agentic Flow
From intent to transaction.
WebPay.AI is designed around a simple principle: intelligence can be autonomous, but authorization should remain controllable.
01
Intent
User defines the objective.
02
Research
Agent searches and evaluates.
03
Reason
Agent compares against constraints.
04
Authorize
Identity and policy controls apply.
05
Execute
Transaction is completed.
03 / Trust Architecture
Autonomous doesn't mean uncontrolled.
The biggest challenge in agentic commerce is not whether AI can shop. It is whether people can trust AI to act with money. WebPay.AI puts authorization, identity and transaction policy at the center of the experience.
✓
Identity authorization layer active
Biometric Authorization
Face recognition can provide a high-assurance identity step before sensitive actions are authorized.
Human-in-Control Policies
Spending limits, merchant rules, approval requirements and other policies can constrain what an agent is permitted to do.
Intent-Aware Transactions
The agent should act within the boundaries of the task the user actually authorized — not simply execute arbitrary instructions.
Auditable Agent Actions
Agentic commerce needs visibility into what an agent searched, selected, requested and attempted to purchase.
Security by Architecture
No single control should carry the entire security burden. Identity, authorization, policy, transaction controls and monitoring should work together.
04 / Custom Intelligence
We don't just use AI. We build agents.
WebPay.AI can be used as an intelligent commerce layer for specialized agents — from consumer shopping assistants to enterprise procurement, travel, hospitality, retail and vertical-specific commerce workflows.
Personal Shopping Agent
A persistent AI shopping companion that understands a shopper's requirements, preferences and constraints and turns natural-language requests into actionable purchasing workflows.
Product Discovery
Comparison
Price Intelligence
Preferences
Procurement Agent
Automate repetitive purchasing workflows while maintaining organizational policies, approval thresholds, supplier rules and human oversight.
Policy Engine
Budgets
Supplier Rules
Approvals
Custom Commerce Agents
We can develop purpose-built agents around your business, catalogue, workflow, customer experience and transaction requirements.
Custom LLM
APIs
RAG
Automation
05 / The Industry Is Moving
Agentic commerce is already here.
WebPay.AI is being developed in a market where the world's largest payment networks, technology companies and retailers are actively building the infrastructure for AI-powered commerce.
Visa · July 2026
Live AI-agent transactions in Europe
Visa announced live agentic commerce transactions with participating European merchants, where AI agents browse, select and initiate purchases based on consumer-defined parameters.
Mastercard · 2026
Trust becomes a new commerce layer
Mastercard has been developing agentic-commerce infrastructure around trusted transactions and “Verifiable Intent”, including work with Google around standards for AI-driven commerce.
Google · January 2026
Universal Commerce Protocol
Google introduced the Universal Commerce Protocol and new tools intended to help retailers connect products, merchants and AI-driven shopping experiences.
Amazon · 2026
AI becomes part of the shopping interface
Amazon expanded its agentic shopping capabilities through its AI shopping assistant, including product discovery, recommendations, price evaluation and automated purchasing workflows.
Anthropic · September 2026
Retail-specific AI agent blueprints
Anthropic announced AI-agent blueprints for retailers, highlighting the rapid movement toward customer-facing shopping agents and merchant-side autonomous workflows.
THG + Google Cloud · June 2026
AI shopping assistants reach production
THG Ingenuity launched an AI Shopping Assistant developed with Google Cloud, reporting substantial improvements in conversion and basket size for participating brands.
The emerging agentic commerce ecosystem
OpenAI
Google
Visa
Mastercard
Amazon
Anthropic
Microsoft
AWS
Adyen
Shopify
06 / Our Philosophy
AI should earn permission.
The next generation of commerce will not be defined only by how intelligent an AI agent becomes. It will be defined by how clearly the user can understand, control and authorize what that agent does.
✓
Explicit authorization
✓
Configurable transaction policies
✓
Identity-aware workflows
✓
Transparent agent actions
✓
Human override
07 / Build The Next Interface
Your customers have agents.
Build yours before your competitors do. Talk to us about custom shopping agents, AI commerce infrastructure, biometric authorization and intelligent transaction workflows.
agent@webpay.ai
Custom AI agents · Agentic commerce · Identity authorization ·
Intelligent checkout